Christopher A. Fisher, CFA

Chris has worked in the financial advisory industry for over 30 years, founding his own firm, Fisher Financial Partners, Inc. in 2004 to deliver pure, independent financial advice. In Paul Housey, Chris found a partner who shared the same vision for serving others. 

Chris graduated from Michigan State University in 1994 and earned the Chartered Financial Analyst (CFA) designation in 2000. Chris enjoys spending time with his family and friends, playing golf and paddle tennis. He has served on various non-profit boards in the area, and has a true passion for mentoring at-risk youth. Chris and his wife Lesley reside in Lake Forest. They have three children: Danny, Jake and Molly.

Paul E. Housey, CPA, CFP®, CLU®

Paul graduated from Michigan State University in 1993 with his Bachelors Degree in Accounting and MBA. Paul became a CPA in 1994 while working in tax and financial planning at Plante Moran. In 1996, as part of Ernst & Young’s financial advisory practice, he earned the designation of CERTIFIED FINANCIAL PLANNER™ practitioner.

Paul has taught hundreds of financial planning classes both to employees at Fortune 500 Companies and as a financial planning instructor at Walsh College. Paul is passionate about helping children through his work with Building Bridges, a charity he founded in 1999, and loves spending time and traveling with his wife Amber and their children Ben, Elizabeth and Matthew.

Kara R. Mitchell, CFP®, CPWA®, CDFA®

Director of Wealth Advising

ISTO Shareholder since 2023

Kara takes great pride in financially guiding and educating clients, team members, and the next generation of advisors. She firmly believes proper mentorship is the key to a better team at ISTO and a better client experience.

Kara is a CERTIFIED FINANCIAL PLANNER™ practitioner (2013), a Certified Private Wealth Advisor® (2020), and a Certified Divorce Financial Analyst (2022). She earned her bachelor’s and master’s degrees in finance from Walsh College.

Kara and her husband, Reed, a retired Navy veteran, share a love for travel and enjoy living in downtown Detroit. She takes pride in her children, Makaella and Charles, who have grown into kind, caring, and responsible adults. She has a commitment to making a positive impact on her community and those around her.

Katie M. Gillman, CFP®

Senior Wealth Advisor

Katie has been a CERTIFIED FINANCIAL PLANNER™ professional since 2017. She graduated with her Master of Business Administration degree from Walsh College in Troy, Michigan in 2007 after completing her undergraduate investments degree at Central Michigan University in 2002. Having spent the majority of her career working with Chris and Paul, Katie specializes in individualized client service, implementation of financial plans and firm operations. 

Katie is a Sustaining Member of the Junior League of Chicago and a mentor with the Girl Scouts of Greater Chicago and Northwest Indiana through their Camp CEO program. Her volunteer leadership experience focuses on connecting community voluntarism, development and empowerment with stakeholders. Katie's family resides in Highland Park, Illinois with their rescue dog, Suzy Snowflake.

Joshua D. Kinnee, CFP®

Wealth Advisor

ISTO Shareholder since 2024

Josh joined ISTO Advisors in early 2019. He has worked in the financial services industry since 2011, and is a CERTIFIED FINANCIAL PLANNER™ professional. Josh enjoys building relationships and working with clients, assisting them in gaining clarity and peace about their financial future.

Josh earned his Bachelor of Arts in Math-Secondary Education from Trinity International University in 2006, followed by his Master of Arts in Educational Leadership from Aurora University in 2009.

Josh lives in Buffalo Grove with his wife, Becky, and their three children, Jane, Miles, and Jenna. They enjoy going on hikes together and exploring new places. Josh’s family enjoys serving at their church, Feed My Starving Children, and supporting other local causes.

Michael A. Vendittelli, CFP®

Wealth Advisor

Michael joined ISTO Advisors in 2020, after having most recently worked for JPMorgan Chase. He has worked in in the financial services industry since 2006 and is a CERTIFIED FINANCIAL PLANNER™ practitioner. Michael has a passion for relationship building and unsurpassed client service.

He earned his Bachelor of Arts in Communication from Michigan State University and a Master of Science in Finance from Walsh College.

Michael lives in Royal Oak, Michigan with his wife, Andrea, and their two sons, Anthony and Alessandro. They enjoy spending time with family and are active in the Italian-American community. Michael is an accomplished guitar player, and enjoys golf and skiing. He frequently volunteers with the Children’s Hospital of Michigan.

Julia Maguran, CFP®

Wealth Advisor

Julia joined ISTO Advisors in 2024. Prior to joining the team, she worked as an advisor at Plante Moran Financial Advisors and earned her CERTIFIED FINANCIAL PLANNER™ designation in 2022. She graduated from Oakland University in 2020 with a Bachelor of Science in Finance and minors in Mathematics and Marketing. Julia's unwavering commitment to providing excellent client service and her passion for developing authentic relationships with clients makes her a perfect fit for ISTO.

Julia lives in downtown Clawson with her husband, Michael. They enjoy exploring new places together, being active outdoors, and spending time with their family and friends.

Tyler D. DeCoster

Director of Wealth Planning

ISTO Shareholder since 2023

Tyler is the Director of Wealth Planning for ISTO Advisors. He focuses on building a world-class team of Planners to complement the Advising Team by completing detailed analysis and research for client meetings and questions. Through a commitment to excellence and innovation, Tyler’s team works diligently to develop strategies that fit each client’s unique needs.

Tyler joined ISTO Advisors at the beginning of 2018. He graduated from the University of Alabama in 2016 as a member of the University Fellows Experience with his Bachelor’s degrees in Finance and Accounting. Before joining our team, Tyler worked for PricewaterhouseCoopers, providing tax services to high-net-worth individuals and private companies.

Tyler lives in metro Detroit and enjoys running, finding new restaurants, and spending time outdoors.

Robin Tyrrell, EA, CFP®

Wealth Planner

Robin joined ISTO Advisors in 2021. She has been in the financial services industry since 2013 and received her CERTIFIED FINANCIAL PLANNER™ designation in 2016. She graduated with a Master of Science in Finance with a specialization in Personal Financial Planning from Walsh College in 2017.  In 2020, Robin became an Enrolled Agent admitted to practice before the Internal Revenue Service.

Robin enjoys helping others reach their goals by analyzing data and preparing effective financial plans. Her accumulation of knowledge combined with her passion for planning is a powerful combination for serving clients.  

Robin lives in Troy with her husband, Rob. They have three children.

Adam J. Legg, CFP®, CLU®, ChFC®, RICP®, CAP®

Wealth Planner

Adam joined ISTO Advisors in 2022 and has been in the financial services industry since 2015. Adam has earned his CERTIFIED FINANCIAL PLANNER™ practitioner, Chartered Life Underwriter, Chartered Financial Consultant, and Retirement Income Certified Professional designations. He graduated from Oakland University with a degree in Actuarial Science.

Adam loves to spread positivity and happiness to those around him. He is most interested in charitable giving and philanthropic planning, because he enjoys seeing the generosity of people’s hearts and the joy it brings them to give back to the causes they care about.

Adam and his wife Ashley met in High School at Everest Collegiate in Clarkston. They both enjoy going to mass, golfing, skiing, and spending time with their family and friends.

Jenna M. Peppers

Wealth Planning Associate

Jenna joined ISTO Advisors in 2022. She graduated from the University of Alabama in 2020 with her Bachelor’s degree in Finance. Prior to joining the team, Jenna worked in the life insurance division of a financial planning firm, where she was dedicated to serving the long-term goals of clients and their families. 

Jenna frequently volunteers as a Young Life leader for high school students in Lake Orion. She also loves to read, travel, and be outdoors.

Alexander E. Legg

Wealth Planning Associate

Alex joined ISTO Advisors in 2023. He is a graduate of Oakland University, where he received a B.S. in Exercise Science. His attention to detail, strong work ethic, and strong character makes Alex a perfect fit for ISTO, as he provides excellent service to our clients, and is always looking for opportunities to assist others.

Alex enjoys spending his free time playing sports, being outdoors, and spending time with friends and family. He enjoys traveling to new places, forging new relationships, and has a strong sense of adventure. Alex lives in Evanston with his wife, Isabella.

Karole D. Lams

Director of Operations

Karole is ISTO Advisors’ Director of Operations, having worked in client service on Paul’s team since 2009. She is passionate about getting things done the first time. She previously spent 9 years with a local institutional investment firm. Her extensive industry knowledge, outstanding organizational skills and focused attention to detail create great behind the scenes efficiency to processing client requests.

Myah E. Burke

Operations Associate

Myah is second generation ISTO, the daughter of our Director of Operations, Karole Lams. She has a great background in client service, both in her family’s floral business and as a dispatcher for a nationwide auto glass repair company.

Myah’s work at ISTO focuses on effective and efficient back-office solutions for our clients. Since joining the firm in March of 2020, she has proven a deep sense of dedication, ownership, and talent in her new career.

Myah lives in Madison Heights with her husband, Chris, their sons, Jamison and Connor, and rescue dog, Murphy.

Craig A. Einhorn

Operations Associate

Craig joined ISTO Advisors in July of 2023. He came to us with strong financial/operations experience gained in the Investment Department at Allstate. His attention to detail, solid work ethic, and strong character makes Craig a perfect fit for ISTO, as he supports our Wealth Planning and Operations teams.

Craig enjoys traveling, sporting events, and spending time with family and friends. He and his wife, Debbie, live in Vernon Hills, IL with their son, Dylan, and rescue dog, Cooper.

Thomas J. Kaliszewski

Operations Associate

Thomas joined ISTO Advisors in April 2024 as an Operations Associate. He graduated from Oakland University with a B.S. in Finance and has a background in financial services and client services.

Thomas enjoys working with our Operations team and strives to provide outstanding service to our clients and fellow coworkers. Thomas, who lives in Royal Oak, MI, enjoys watching sports and playing football, softball, and golf, as well as spending time with family and friends.

Kayla J. Palmer

Operations Associate

Kayla joined ISTO Advisors in February 2025 as an Operations Associate.  She joins us with a rich background in serving clients in her past experiences with Fidelity, Raymond James, and a local private bank.  She enjoys building her expertise in the wealth management industry to best direct clients and team members to resources and resolutions quickly and accurately.

Kayla lives in Southfield, MI with her two iguanas.  She reenergizes herself by spending time with family and friends, checking out local restaurants, and through travel to new spots around the world. 

Jill J. Wall, CFA

Chief Investment Officer

ISTO Shareholder since 2023

Jill has been a member of the ISTO team since 2008. She leads our Investment Committee and is responsible for the firm’s research and due diligence efforts. Jill graduated from the University of Michigan with a Bachelor of Arts in Economics and Psychology in 1990. She earned the Chartered Financial Analyst designation (CFA) in 1995 and successfully completed the CAIA Association Fundamentals of Alternative Investments Certificate Program in 2022. Jill was previously a portfolio manager with Munder Capital Management.

Jill has served on the Board of the Christ Child Society of Detroit and is a volunteer with Building Bridges. She and her husband, Brian, live in Michigan and enjoy visiting their three children - Matthew, Elizabeth, and Benjamin.

Sandra L. Noworul

Director of Coaching and Culture

ISTO Shareholder since 2024

As ISTO’s Director of Coaching and Culture, Sandra focuses on building a world-class team. She also leads ISTO Optimize, a division of ISTO Advisors, which offers executive coaching and corporate leadership training.

Sandra is on a mission to help companies create a culture of excellence, where both the business and the employees can thrive. She has coached thousands of individuals and facilitated seminars on 5 of the 7 continents. Her diverse background ranges from entrepreneurial start-ups to a Fortune 100 company.    

Certifications/Education: Executive Coach, Dream Manager® Life Coach, Positive Intelligence, Bachelor of Science in Business and Human Resources Management 

Sandra lives in the suburbs of Chicago. She treasures time with her husband and family, enjoys fishing, and volunteer work that supports children with serious illnesses.   

Makaella Caruth, CPA

Prosperity Coach

Makaella joined ISTO Advisors full-time in 2024. Previously, she was a seasonal intern at ISTO while studying at Grand Valley State University. Upon graduating with her Bachelor of Science in Finance and Accounting and Master of Science in Accounting, she earned her Certified Public Accountant (CPA) certification and worked a year and a half in public accounting with Plante Moran to deepen her tax knowledge. She enjoys analyzing and finding patterns in data, values building relationships, and is passionate about helping others with her diverse knowledge of financial planning.

Makaella enjoys traveling, rock climbing, playing the piano and saxophone, and spending time with friends and family. She has traveled to seven countries across Europe, Asia, and Oceania, with many more adventures on her bucket list.

Eddie Sharrak

Business Operations Specialist

Eddie joined ISTO Advisors in 2021. He serves ISTO clients and employees behind the scenes developing and implementing company-wide quality control measures and new procedures for increasing the efficiency of day-to-day operations.

Eddie possesses extensive experience from his work at JPMorgan Chase, AT&T Mobility, and Saddleback College. He graduated from California State University, Fullerton in 2019 with a Bachelor of Arts in Business Administration. He also served in the United States Marine Corps for four years and was honorably discharged in 2015.

Eddie lives in Troy with his wife, Melanie, and enjoys spending his time with family and his dog, Ruby.

Madison Kukla

Team & Community Specialist

Madison joined ISTO Advisors in August of 2024. She graduated with her Master of Science in Marketing degree from Walsh College in 2023, after completing her Bachelor of Business Administration degree at Saginaw Valley State University in 2021.

Madison lives in Metro Detroit, and enjoys being outdoors and taking walks with her German Shepherd/Lab, Miles. She also finds joy in reading and spending quality time with family and friends.

Kayla A. Smiley

Executive Assistant to Chris Fisher

Kayla joined ISTO Advisors in February 2017 and has excelled in her support of ISTO’s Chief Compliance Officer, the Wealth Planning department, and in maintaining our firm database.

Kayla’s extensive experience, industrious nature, commitment to excellence, and meticulous attention to detail are essential in supporting executive functions and advancing strategic initiatives.

Kayla resides in Illinois with her two children, Kase and Kinsley. They enjoy spending their time playing with their golden retrievers, Nala and Pumba, and creating memories with their family.

Holly J. Kamm

Executive Assistant to Paul Housey

Holly serves Paul and the ISTO team by implementing new projects, programs, and processes to help team members and the company grow.

Holly has a myriad of skills cultivated as the COO and Compliance Manager for Verde Capital Management, Executive Assistant at Lincoln Financial Advisors, and as a private practice attorney.  She graduated from Baldwin-Wallace College in 2005 with a dual major in Political Science and International Studies; she then graduated from Cleveland-Marshall College of Law in 2007 and obtained her law license in 2008.

Holly lives in West Bloomfield with the love of her life, Dan, and their two dogs, Nessie and Ellie.  She enjoys gardening, cooking, reading, and spending time on the water in the summer.